We are located in the beautiful downtown area of Grand Junction, CO but serve all areas of the Western Slope and the Front Range. Please be advised that we are now a subsidiary of Home Loan Insurance. Our future website address will be https://hilc.com.
HL Insurance is a family owned and operated agency, delivering broad and flexible insurance and risk management solutions in Parker and Englewood, Colorado, as well as throughout Central Colorado. We serve individuals, families, and businesses with comprehensive products and personalized services, proud to be active members in our service communities. We take a detailed and hands-on approach to delivering solutions that involves establishing and nurturing long-term relationships with clients. We work hard to give clients the tools they need in order to make the best investments and to help clients maximize the value of their investments on an ongoing basis.
We partner with an organization that connects us to markets of all kinds and as a result, we can provide insurance of almost any type. By working with a variety of carriers to give clients the greatest variety of coverage and policy choices. These coverage and policy choices help make our home, auto, and business programs vast and diverse.
Whether owning or renting, we have the coverage that you need in order to stay secure for the right price. Colorado homeowners are diverse and have a wide variety of properties. We can insure any dwelling and virtually any dwelling owner and/or renter. See our home insurance page for more information.
For drivers and vehicle owners, we have an expansive and adaptable auto insurance program. Through this program, we offer coverages that range from liability and collision to accident forgiveness and vanishing deductible. These and other coverages can keep you secure on the road or off for minimal costs.
To save on your home and auto insurance you can combine these two types of insurance into a multi-line policy. The discount for which you become eligible when you do this helps reduce rates and makes extended coverages available. See our home & auto page and/or speak with an agent to learn more.
Business insurance is a necessity for any commercial operation that wishes to stay protected against exposures and related costs. Our business coverage program provides the protection that any enterprise needs in order to stay covered. From basic coverages like business owners policies (BOPs) and commercial general liability (CGL) to additional coverages like umbrella and inland marine, we have the coverages you need to stay protected.
We take great pride in helping commercial enterprises succeed; it’s one of the surest ways to contribute to communities’ growth. However, there’s more that we can do to help the communities we serve, and it often involves supporting and working with organizations, events, and activities.
We sponsor, support, and work with charities, sports teams, and other local events that celebrate the communities we serve and help make these communities better places to live and work. We also partner with local organizations that help make the commercial climate of our service areas healthier and that make our service areas more socially healthy.
We believe in giving clients the best insurance experiences possible, which means that we support and educate our clients from first meetings throughout the lives of policies. We manage risk and claims and we keep clients informed. This way, clients can reduce costs, are advocated for, and have the tools they need in order to make the best decisions about their insurance.
We’re also fully available, which means that we’re reachable whenever and however our clients need us. Via text, email, phone, and/or one-on-one interactions, we communicate with clients in ways that clients prefer. We also stay current on industry trends and local information that helps us provide the best products.